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Build, Invest, and Renovate with Confidence

Whether you're building, investing, or renovating, we're here to help make the process simple and stress-free. Our team is dedicated to finding the right loan program to fit your needs, guiding you every step of the way. 

Have a question? Don't hesitate to call or text Marcos at 469-688-2818

Build Your Dream Home

We make this complicated process a very simple one to build your dream home. The process includes these steps:

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  1. Qualify for a loan for the land and construction costs

  2. Select a builder to be approved

  3. Develop a budget and plans for approval

  4. Close the loan

  5. Start construction

  6. Complete construction in 9 months or less

  7. Enjoy your new home

Investment Loans

Loans available for seasoned professionals and first time investors.

 

  1. Fix and Flip*

  2. DSCR loans for Rentals**

  3. Build to sell

  4. Cash Out Refinanceº

*Interest only, one year renovation loan amounts up to $5 million in funding for investment acquisition. Total loan amount will become due after one year. Approval is based on (ARV) or "As Repaired Value". Eligible properties include single family residences, condos, and 2-4 unit residences. Minimum FICO, down payment, and other requirements apply and may vary by investor. Applicant subject to credit and underwriting approval. Other restrictions apply.

**Eligible borrowers must have a minimum DCSR of .75. Property type restrictions apply. Eligible for fixed and adjustable rate mortgages. Interest only payment options are available. Gift funds may be used for down payment and closing costs after the borrower has documented the minimus required borrower contribution. Applicant subject to credit and underwriting approval. Additional restrictions apply.

ºUsing funds from a Cash-out Refinance to consolidate debt may result in the debt taking longer to pay off as it will be combined with borrower's mortgage principle amount and will be paid off over the full loan term. Contact Rate for more information.

Have a question? Don't hesitate to call or text Marcos at 469-688-2818

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Marcos Rincon, NMLS #829883

18383 Preston Rd, Ste 320 Dallas TX, 75252

www.nmlscosumeraccess.org

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Guaranteed Rate, Inc. D/B/A Rate; NMLS #2611; Rate.com

CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act

NMLS ID: 829883

AT GUARANTEED RATE

Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase cots over the term of your loan. Restrictions may apply.

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Consumers wishing to file a complaint against a banker or a residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.

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Licensing: https://www.rate.com/licensing

Privacy: https://www.rate.com/privacy

Terms of use: https://www.rate.com/terms

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