
The Right Loan Program for Every Need.
Getting a home loan doesn’t have to be overwhelming. At Rate, we focus on offering the programs that matter most to you, backed by our commitment to making the process simple and stress-free.
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As a Fannie Mae direct seller, we provide a wide range of loan programs tailored to meet your unique needs. Not sure which program is right for you? Let Marcos guide you through the options and help you find the best fit—because your goals are our priority.
We offer a range of loan programs to suit your needs:
Traditional loans:
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FHA*
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Conventional
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VA*
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USDA*
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Non-traditional loans for special needs:
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Bank statement for Self-Employed
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Credit events
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One-time Close
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Investment loans
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Land loans
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ITIN​
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Commerical loans:
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Construction loans
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Flip
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Rentals
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Multi-family
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DSCRs in all 50 states**
*Rate has no affiliation with the US Department of Housing and Urban Affairs, the US Department of Agriculture or any other government agency.
**Eligible borrowers must have a minimum DCSR of .75. Property type restrictions apply. Eligible for fixed and adjustable rate mortgages. Interest only payment options are available. Gift funds may be used for down payment and closing costs after the borrower has documented the minimus required borrower contribution. Applicant subject to credit and underwriting approval. Additional restrictions apply.
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