We do offer loan programs with no credit requirements; however, they are more expensive. I prefer to make recommendations to improve your credit score within a few months.

Depending on the sales price, zero to 5% are the lowest down payment available. Closing costs and prepaids will add 2% to 4% in addition.

Yes you can provided that the job history for 24 months can be verified. The job history can be used from foreign countries.. Education and training can count for job history requirements.

Funds for down payment and closing can come from a variety of sources: gifts, bonuses, 401k, tax refunds, government assistance, seller concessions.

Once you are pre-qualified for a mortgage loan, the process can take 3 to 4 weeks to close for traditional loans. Brokered loans take another 2 weeks.

The more advance time the better. Work with your loan officer to be completely ready before shopping for a home.

Conventional loans are the traditional loans with higher down payment and strict guidelines. FHA loan program was created with flexible credit guidelines, lower down payment and higher debt to income ratios in order to help more people to qualify.

Yes. There are time limits for each type of credit event but alternative loans are available.

Conventional and FHA loans are available. Income is based on net income for the company. However, if income reported in tax returns is insufficient, there are alternative loans such as bank statement loans.

Yes, we offer a number of loan options for investors for construction loans, flips, rentals, multi-family.

You will need to obtain a divorce decree.